Second Opinion

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Perhaps We Should Talk…

Disaster, upheaval, and catastrophe are words we hear on a daily basis. These words can be overwhelming, cause uncertainty, and inaction for investors. Procrastination and emotional responses to events are possible causes for retirement portfolios underperforming.

As Washington D.C. and the news media move from one crisis to the next, investors should ask themselves:

Am I  in the appropriate portfolio?

Is my portfolio equipped for interest rates rising?

What contributes to the volatility of  my portfolio?

Am I confident that my retirement plan is on track?

Your financial wellness is about structure, clarity, confidence and making sure it is aligned with your long-term financial goals. Our passion is to help people turn seemingly impossible goals into a routine that can be achieved over time.  Our process focuses on:

  • Gaining a clear understanding of your financial picture to make more informed decisions,
  • Collaborating with you to bring together all the pieces of the puzzle for a comprehensive view of your situation,
  • Ensuring our process offers objective advice and transparency of fees,
  • Ongoing monitoring as circumstances change.

The Importance of a Financial Second Opinion

Your Financial Well-being is critical to stability and independence. Whether you are currently working with a financial advisor or trying to manage your finances yourself, a second opinion can give you a brand-new perspective.

We Invite You To Take Two Steps:
First, look over the “7 Key Questions You Should Ask Your Financial Advisor“ , then, gain greater control over your financial future.

7 Key Questions You Should Know About Your Financial Advisor

  • What can I expect?
  • What is your experience?
  • What are your credentials?
  • What services do you offer?
  • What process do you follow to help me accomplish my goals?
  • Do you specialize?
  • How are you compensated?
We combine professional competence with empathy for clients’ goals and desires.  First and foremost, we enjoy helping people identify what is important in their lives and prioritize their goals.  Then, we help them turn seemingly impossible goals into a routine that they can achieve.
We are passionate about educating clients, showing them the paths in front of them along with the pros and cons of each one to help them make sound decisions.  Their future depends on their choices today.

 

Clients can gain confidence from the more than 15 years of experience that form the foundation for Alan Knight’s practice today. First, he worked with a major Wall Street firm, where he learned what he didn’t want to do: to be compelled to sell proprietary products. The advisors team at his independent firm partner with Raymond James, a financially conservative firm that provides our clients with access to all major financial markets and products.

 

Many investors are looking for the reassurance that they are working with a Certified Financial Planner (CFP)® professional. To gain this certification financial advisors must complete rigorous coursework, pass a challenging two-day exam, and abide by a Code of Ethics. Alan Knight also adds an MBA from Louisiana State University to his training.


Our advisors provide a full range of wealth management and retirement planning services to help clients simplify their financial lives and plan for their financial goals.  Our services are custom designed for every client’s situation, never a cookie-cutter, one-size-fits-all approach.  Services include:

  • Comprehensive Financial Planning
  • Proactive Investment Management (Asset Management)
  • Risk Management and Insurance Review
  • Retirement Planning along with Retirement Income Planning
  • Estate and Tax Planning
  • Legacy Planning
  • Social Security Planning
  • 401(k) Rollovers

In addition, we coordinate the work of your CPA, attorney, and other advisors to help you navigate through volatile markets and changing tax laws.


Our 4-Step Process can become your “blueprint towards your financial well-being.” The process begins with you – your goals, desires, and dreams.

The 4 Steps are:

  1. Understand
  2. Analyze and Design
  3. Implement
  4. Manage

For more about the 4-Step Process



It is important we know the financial and emotional world of our clients.   The majority of our clients fall into one of these situations and we have therefore focused on their specific needs and concerns.

Nearing retirement or newly retired.  You want to ensure that you can retire when you want to and that you can stay retired without having to go back to work.  Your money needs to last your lifetime, and you would like to leave a legacy to your heirs and the charities you care about.

Independent woman  – a widow or woman who is divorced or newly divorced. Perhaps, you are responsible for money for the first time.  You are aware of the risks you face, and you want your money to be there for you as long as you need it.

A professional who is looking for more than a cookie-cutter, one-size-fits-all solution finds a home with us. Perhaps you desire to organize and simplify your life so that have more free time for family and fun.  You are searching for ways to manage risk in your portfolio so that you can retire when you want to and maintain your standard of living.

You may be looking for help to manage sudden wealth.  You realize that you face a life-changing situation that is both challenging and complex.  Your top concern is not making mistakes with your wealth.


There is not an absolute right or wrong way to compensate a financial advisor.  As long as there is transparency in fees and commissions, clients should be able to choose which method they prefer.  At Knight Wealth Services our advisors favor a fee based advisory relationship.  The number of trades does not dictate compensation.  Instead, agreed upon objectives and similar philosophy tie goals together for both parties.